Do you know How to Apply for Medicaid? Medicaid is one of the largest sources of health coverage in the united states. Medicaid is a joint federal and state program that in collaboration with the Children’s Health Insurance Program (CHIP) provides health coverage to over 70 million Americans (children, pregnant women, elderly, and the disabled).
How to Apply for Medicaid
Though there are order laws guiding the eligibility to apply for Medicaid and we will be discussing both eligibility and application process in this post. To take part in Medicaid, it is required of the state by federal law to provide for certain groups of people.
Pregnant women, children, low-income families, and people receiving the Supplementary Security Income. States have more coverage options and may choose to cover other groups like foster children.
How to Know if I am eligible for Medicaid
It’s important to know if you are eligible before you begin the application process. Your eligibility depends on a lot of factors so to know if you and your family are fully eligible for the benefits of Medicaid, we advise you to check with your State’s Medicaid office.
Though eligibility is based on a lot of factors like we earlier mentioned but these factors are all within one or more or the combination of the following.
- Level of income.
- A number of people in your family.
- If you are pregnant.
- If you have a disability.
Your eligibility for the benefits of Medicaid is always based on these and some other things like your state laws and whatnot.
How to Apply for Medicaid
There are 2 approaches to apply for Medicaid. In this post, we will be putting you through how you can apply for Medicaid. To apply for Medicaid, you can follow any of the steps below.
- In the state where you reside, contact the Medicaid agency. You must be a resident of the state you are applying to. You can contact your state Medicaid agency via this link.
- Go to the health insurance marketplace and fill out the application form.
Using any of the options above, you can apply for Medicaid. We advise you to check if you are eligible for the benefits of Medicaid.
What you get from Medicaid
The sole benefit offered by Medicaid is providing free or at least, low-cost medical benefits to eligible individuals that are either of the following.
- Low income earning adults.
- Pregnant women.
- People over the age of 65 years old.
- People with disabilities.
People under the above category are eligible to apply, but this alone does not qualify you totally, there are other factors that will determine if you and your family can apply. We have earlier discussed this.
The Best Medicaid Plans
Here we will be listing some of the best Medicaid plans you can opt-in for while applying for Medicaid. Here are some of the best Medicaid plans.
- AmeriHealth Caritas Pennsylvania Medicaid
- Tufts Health Public Plans (Massachusetts; HMO)
- Kaiser Foundation Health Plan-Hawaii (HMO).
- Upper Peninsula Health Plan (Michigan; HMO)
- United Healthcare Community Plan (Rhode Island)
- Neighborhood Health Plan of Rhode Island (HMO)
Above are the plans you should consider if you are aiming for the best plan.